Credit Card Issuers Are Quietly Raising Minimum Payments — Here’s Why
Minimum payments rarely make headlines, but a subtle shift in how some issuers calculate them has real consequences for cardholders
News & Regulation
Plain-English coverage of the rules and market changes that affect your card: Federal Reserve rate decisions, CFPB actions, card network scrutiny, fraud trends and changes to rewards programs. We link to official sources and update articles when the facts change.
What the CFPB’s Return to Credit Card Oversight Could Mean for Late Fees in 2027
After a turbulent few years for credit card regulation, the Consumer Financial Protection Bureau’s renewed interest in the industry heading
Why Credit Card Companies Are Watching the Next Fed Meeting Closely
Every Federal Reserve meeting is a genuine event for the credit card industry, and September 2026 showed why: after a
What Changes to Bank Rewards Programs Mean for Everyday Cardholders
Major card issuers periodically overhaul their rewards programs — adjusting point values, redemption options, transfer partners, or earning categories. In
Credit Cards Dropping Their Annual Fees: A Growing Trend
Annual fees have long been a point of friction for credit card applicants, and in recent years a growing number
Are Card Networks Facing New Scrutiny Over Merchant Fees?
Behind every credit card swipe is a fee — known as an interchange fee — paid by the merchant to
How Federal Reserve Rate Decisions Affect Your Credit Card APR
Most credit cards in the United States carry a variable APR, which means the rate you pay is tied to